Financing - Ultimate Sewing Company

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Get Your Dream Machine

With Flexible Payments

Start sewing sooner with easy monthly payment options. Whether you’re investing in your first machine or upgrading to your dream setup, our financing plans make it simple and stress-free.

Flexible terms to fit your budget

Quick approval process

No commitment to explore your options

Synchrony

Get it Today with Special Financing with your Sewing and More Credit Card!

Promotional financing options up to 48 months
6 months financing available on all purchases of $150 or more
Subject to Credit Approval
Monthly payments required

Apply Now

Credit Or No Credit Options

We understand that traditional credit checks can be a hurdle for some customers. That’s why we provide financing options that don’t solely rely on credit scores.

Our credit or no credit needed financing programs take into account various factors beyond credit history, making it simpler for you to get approved and enjoy the sewing you desire.

Easy Application

You have the convenience of applying online from the comfort of your home or visiting our stores to complete the application in person.

We focus on providing you with financing options that are quick and easy, allowing you to access the financing you need promptly.

Already have a Sewing & More card?

If you previously applied for a Sewing and More Card within a Viking Sewing Gallery Store, you can use it online or in store with the Ultimate Sewing Company!

No need to re-apply for a new card. Just enter your card number at checkout!

Frequently Asked Questions

What documents do I need to apply?

Typically, you’ll need a valid government-issued ID, Social Security number or ITIN, contact information, and income details. Some providers may also request banking info for setting up payments or verifying eligibility.

Can I get approved even if I have bad or no credit?

Yes, many of our financing partners offer flexible approval options, even if you have little or no credit history. Some companies use soft credit checks or alternative approval methods based on income and banking history instead of traditional credit scores. Keep in mind that approval and terms vary by provider and your individual application.

How do I make my payments after I’m approved?

Once approved, you’ll receive instructions directly from the financing provider. Payments are usually managed through their app, website, or automatic withdrawals.